This Payment Policy outlines the terms and conditions for all payments made to [Your Company Name]. By engaging with our services or purchasing our products, you agree to comply with this policy.
1. Accepted Payment Methods
We accept the following payment methods:
- Credit/Debit Cards: Visa, MasterCard, American Express, Discover, JCB, Diners Club.
- Bank Transfers: Direct bank transfers (EFT/Wire Transfer) for [specify if for certain services/amounts, e.g., “invoices exceeding $X” or “corporate clients”]
Please note that we do not accept “personal checks” or “cryptocurrency” .
2. Payment Terms
- Full Payment Upfront: For most product purchases, full payment is required at the time of order placement.
- Subscription Services: For subscription-based products, payments will be automatically debited on a [e.g., monthly, annual] recurring basis until cancellation.
3. Late Payments
- Grace Period: A grace period of [e.g., 5] days may be extended beyond the due date.
- Late Fees: Invoices not paid within the specified payment terms will be subject to a late fee of [e.g., 1.5% per month or a flat fee of $X] on the outstanding balance. This fee will be applied on [e.g., the first day of each month, weekly] until the full amount is settled.
- Suspension of Services: [Your Company Name] reserves the right to suspend services or halt product delivery for accounts with overdue payments.
- Collections: Unpaid invoices may be referred to a third-party collections agency after [e.g., 60, 90] days, and the client will be responsible for any collection costs incurred.
4. Refunds and Cancellations
- Refund Policy: Our refund policy is outlined in a separate “Refunds are issued on a case-by-case basis and are subject to our refund policy available on our website.”.
- Cancellation Policy: Our cancellation policy for services and subscriptions is detailed in a separate “Cancellations must be made in writing [e.g., 30 days] in advance.”].
5. Payment Security
We use secure payment gateways and encryption technologies to protect your payment information. We do not store your full credit card details on our servers.
6. Billing Disputes
Any billing discrepancies or disputes must be reported in writing to [exonstore.online@gmail.com] within [e.g., 7] days of the invoice date. Failure to do so will be considered an acceptance of the invoice as accurate.
7. Changes to Payment Policy
[Your Company Name] reserves the right to modify this Payment Policy at any time. Any changes will be posted on our website and will be effective immediately upon posting.
If you have any questions regarding our Payment Policy, please contact us at [exonstore.online@gmail.com] or [+923246966468].